Consolidation Loan

Our consolidation loan offers you the possibility of consolidating all the credit facilities that you currently have into a single loan. This credit facility offers you a much-needed one-stop solution and peace of mind towards financial freedom.

Loan Quantum
Loan amount subject to management approval
Rates of Interest
6.5% flat rate per annum (EIR 11.69% Pa 5 years)
Repayment Term
Up to maximum of 5 years
Processing Fees
2.5% flat
Eligibility (Applicant / Surety(ies))
  • Singapore Citizen or Permanent Resident
  • Age for Applicant: between 21 to 65 years
  • Age for Surety(ies): between 21 to 60 years
Document Required
Applicant
Surety
Photocopy of NRIC (Front & Back)
Latest Computerized Payslip
Letter of Employment (if <3 Months Employment)
Last 6 months CPF contribution history
Latest IRAS Notice of Assessment (NOA)
CBS – Enhanced Consumer Credit Report
Bank loan or credit card statement
Money Lenders Statement
Existing Loan Summary(If any)
* Numbers of sureties to be provided are subject to loan quantum and credit evaluation.
  • All loans granted are within the discretion of SSBEC Co-op

Loan Calculator

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